Many people who receive SNAP benefits, or food stamps, wonder where they can use them. When you’re grabbing groceries at Target, a quick coffee or snack at the Starbucks inside the store might sound appealing. This essay will explore the ins and outs of using EBT (Electronic Benefit Transfer) cards at Starbucks locations within Target, helping you understand the rules and what to expect.
The Simple Answer: Starbucks and EBT
So, can you use your EBT card at Starbucks inside Target? Generally, no, Starbucks locations inside Target stores do not directly accept EBT cards. This is because Starbucks is considered a restaurant, and EBT rules usually limit what you can buy to groceries and other approved items at authorized retailers.

Understanding SNAP and EBT
Let’s break down what SNAP and EBT actually are. SNAP, the Supplemental Nutrition Assistance Program, helps people with low incomes buy food. It provides money on an EBT card, similar to a debit card. The EBT card can be used at stores approved by the government to accept SNAP benefits.
Here’s some important info:
- EBT cards can only be used to buy eligible food items.
- Each state manages its own SNAP program.
- Rules can change, so always check with your state’s agency.
The goal is to help families access healthy food. The types of food you can buy is pretty extensive, like fruits, vegetables, meat, and bread. You can’t typically use EBT to buy things like alcohol, tobacco products, or prepared hot foods at restaurants.
Why Starbucks Inside Target Doesn’t Always Accept EBT
The main reason Starbucks inside Target often doesn’t take EBT comes down to the rules of the SNAP program. Because Starbucks is essentially a restaurant or food service provider, it’s generally not set up to accept EBT payments directly. Even though it’s located within a grocery store like Target, it operates as a separate business in this context.
Think about it like this:
- You can buy groceries with EBT.
- You can buy things like coffee, pastries, etc. with cash, credit, or debit.
- Starbucks within Target blends these things, but follows different rules.
It is a simple matter of how Starbucks is classified by the SNAP program and how the payment systems are set up.
Exceptions and Potential Changes
While it’s the general rule that Starbucks inside Target doesn’t accept EBT, there *might* be exceptions. For example, in some states, if a Starbucks is part of a special pilot program or if a certain item is considered an eligible food item, they may be able to accept it for that specific purchase. These types of things would be rare, though.
These are the only ways that Starbucks would accept an EBT card:
- A pilot program is established.
- Specific items qualify.
- The rules of SNAP benefits change.
It’s always smart to check with the specific store or the Starbucks’ official policy to be sure.
Other Payment Options at Starbucks
Even if you can’t use EBT, you still have ways to pay at Starbucks! You can use cash, credit cards, debit cards, and mobile payment options like Apple Pay or Google Pay. Many Starbucks locations also have their own rewards programs where you can earn points for future purchases.
Here’s a quick guide:
Payment Type | Available? |
---|---|
Cash | Yes |
Credit Card | Yes |
Debit Card | Yes |
EBT | Generally No |
If you are short on funds, you can still plan for a treat by bringing your own snacks.
Alternatives for Using EBT at Target
If you’re at Target and want to use your EBT card, you still have options! You can definitely use it to purchase eligible food items in the grocery section of Target. You can purchase groceries, like ingredients to make a coffee, to help satisfy your needs.
- Fruits and Vegetables
- Meat and Seafood
- Dairy Products
- Snacks and more
If you need a coffee and want to use EBT, it is best to use the benefits on food items.
The Bottom Line
In most cases, you won’t be able to use your EBT card directly at the Starbucks located inside Target. This is due to the rules of the SNAP program, which generally limits EBT use to eligible food items at approved retailers. While there might be some exceptions, it’s best to have an alternative payment method if you want to grab a coffee or snack at Starbucks within Target. Always double-check with the specific store if you are unsure, but remember to focus on using your EBT benefits for the nutritious food items it is intended for.